Privacy Policy
Service: GlobalPiggy (Digital Wallet, Payment Gateway & Fintech Services)
Operator: The GlobalPiggy Foundation
Effective Date: January 1, 2026
1. Introduction
Welcome to GlobalPiggy ("the Service"), operated by the The GlobalPiggy Foundation. This Privacy Policy governs your use of our digital wallet, minting services, financial tools, and payment gateway services.
GlobalPiggy acts as a central financial hub connecting educational platforms like NodajiFi with the real economy. Our ecosystem operates on a distinct Tri-Token System, and this policy explains how data is handled for each asset type:
The GlobalPiggy Tri-Token System & Data Handling:
- 1. Learning Reward Tokens (Pre-Mint): These are off-chain digital points representing your learning value from NodajiFi. Data regarding these points is private and stored centrally.
- 2. Stable Tokens (Spending): On-chain Algorand Standard Assets (ASAs) used for payments. Transactions are public.
- 3. Native Tokens (Investment): On-chain ASAs used for trading. Transactions are public and subject to market volatility.
2. Information We Collect
To provide financial services, we collect specific categories of data:
A. Account & Identity Data
- Email Address: Used for account authentication and security.
- Wallet Address: We generate and store your public address on the Algorand Network.
- NodajiFi Linkage Data: We receive data regarding your learning achievements to verify eligibility for Minting.
B. Transaction & Financial Data
- Minting Records: We record the conversion of your off-chain Learning Rewards into on-chain Cryptocurrency.
- Transaction History: We record deposits, withdrawals, donations, and internal swaps on the Algorand blockchain.
- External Payment Requests: When you use "Pay with GlobalPiggy" at an online shopping mall, we receive transaction details to process the Stable Token transfer.
- Beneficiary Information: If you purchase a "Flight Safety Ticket," we collect the name and contact details of your designated beneficiary.
C. Marketplace & Fulfillment Data
- Shipping Information: If you purchase physical items directly from the GlobalPiggy Hallyu Store, we collect your name, physical address, and phone number.
3. How We Use Your Information
We use your data strictly to execute the services requested:
- Minting Processing: To validate your learning data and execute the blockchain transaction.
- Internal Token Exchange: To execute swaps between your Native Tokens and Stable Tokens.
- External Merchant Payments: To verify your Stable Token balance and execute transfers to merchants.
- Smart Contract Execution: To automate the Flight Safety Ticket payout system.
- Security & Compliance: To monitor for suspicious activity and comply with applicable laws.
4. Blockchain Transparency (Algorand Network)
Please be aware that Minted Assets exist on the public Algorand Blockchain.
- Public Records: Your Public Wallet Address and Transaction Amounts are permanently recorded on the ledger.
- Immutability: This data is publicly accessible and cannot be altered or deleted.
5. Sharing of Information
We share data only in the following circumstances:
- Partner Merchants: Sharing Payment Status and Transaction Hash with online stores upon purchase.
- NodajiFi: To synchronize your learning progress with your wallet.
- Legal Authorities: If required by law or to prevent financial fraud.
6. Risk Disclosure
⚠️ Important Risk Warning
By using GlobalPiggy, you acknowledge the specific risks associated with our Tri-Token System:
- Native Token Volatility: Native Tokens are traded on open markets and their value may fluctuate significantly.
- Stable Token Mechanisms: We cannot guarantee the peg under extreme market conditions.
- Irreversibility: Cryptocurrency transactions cannot be reversed once executed on the blockchain.
7. Governing Law
The GlobalPiggy Foundation will be established in Dubai, United Arab Emirates (UAE). Accordingly, this Privacy Policy and your use of the service shall be governed by the laws and regulations applicable in Dubai.
8. Contact Information
The GlobalPiggy Foundation
Email: info@globalpiggy.org