Learning accumulates, value follows
This document applies to the v2 service. v2 is the stage after regulatory approval/registration is complete and separate terms and consent have taken effect. Users who do not use v2 features remain governed by the v1 terms and service.
What GlobalPiggy is
GlobalPiggy is the finance & identity layer of the NodajiFi ecosystem. Building on the learning savings (GEM) accumulated in v1, it connects the fruits of learning to real-world utility through approved digital-asset infrastructure.
GlobalPiggy operates as a separate entity and separate app. Separating NodajiFi (learning) from GlobalPiggy (finance & identity) keeps each one's regulatory and accountability scope clear.
Operating entity / regulatory track GlobalPiggy is operated by the separately established GlobalPiggy Foundation (to be established). The Foundation's jurisdiction and applicable regulatory track (Korea's Digital Asset Basic Act / Canada / Singapore / Dubai, among candidates) will be confirmed and disclosed when the service launches.
Two digital assets
GlobalPiggy provides two kinds of digital assets.
- NUSD (stable-value token): a payment token pegged 1:1 to fiat currency. It is a means of payment for using the ecosystem without exchange-rate or remittance friction, and it does not pay interest. Reserve assets of 100% or more of the issued amount are held and regularly audited.
- NDJI (utility token): a utility token for ecosystem access and incentives. It is used for governance and feature access, and is not for investment or return.
Detailed specifications — [confirmed at launch] Issuance volume, reserve composition, audit firm, supported networks, and other specifications are confirmed and published per the statutory issuance filing/disclosure at launch.
Relationship to v1 GEM
- Converting the GEM you earned through learning in v1 into v2 digital assets is entirely the user's choice.
- Conversion is not the default and is not forced. You may continue using GEM the v1 way without converting.
- Conversion is subject to identity verification (KYC) and age/regulatory requirements.
- GEM accrued by minors in v1 does not auto-convert into digital assets. An age criterion applies to conversion eligibility.
What we uphold (principles unchanged in v2)
- We do not promise yields or investment returns. We do not use expressions like "staking N%" or "passive income."
- We do not issue multi-level / referral-reward tokens.
- We do not self-issue and then arbitrarily list. We follow only proper licensing/filing/disclosure procedures.
- We segregate user funds and undergo external audits.
- We do not record personal data on a blockchain (only hashes, signatures, issuer IDs).
- We maintain child protection.
Operator · Contact
GlobalPiggy is operated by the GlobalPiggy Foundation (to be established); the Foundation's jurisdiction and structure will be confirmed and disclosed when the service launches. Contact: in-app "GlobalPiggy > Contact us" or support@globalpiggy.org.
This document applies to the v2 service. Digital assets may carry risks including value fluctuation; risk disclosures follow the official disclosure at launch. This document is not investment solicitation.